Nearly one quarter of all dog bite injury claims come from three types
of dog breeds, according to one major insurance carrier. Farmers Group,
Inc., says for that very reason it will stop covering dog bites from those
breeds under its homeowner insurance plans. There has been an increase
in the number of dog bites in California in recent years, meaning an increase
in the number of claims paid out by insurers.
The insurer sent notices to homeowners that they will no longer cover bites
by pit bull, Rottweiler and wolf hybrid breeds in the state. According
to the report, all insurance companies throughout the country paid out
$480 million to people that were attacked by dogs.
This move by a major insurer might prompt some homeowners to avoid adopting
such aggressive breeds. However, this might have an impact on the victims
of such dog attacks, as well. If an owner is unable to pay for medical
expenses after an attack, the victim might normally look to the person's
insurance company. Without insurance, a victim might be forced to pay
for medical expenses out of their own pocket.
An experienced Los Angeles personal injury attorney can help make sure
the rights of dog bite victims are protected. When another person can't
control their animal, or doesn't have the animal properly contained,
an innocent person shouldn't have to suffer. On top of physical pain,
dog bites can cause thousands of dollars in medical expenses and lost
wages if the person missed work because of their injury.
Source: NBC Los Angeles, "Coverage to End For Bites by Pit Bulls, Rottweilers, Wolf Hybrids," Sharon Bernstein, Feb. 12, 2013
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