Mistreated By Your Insurance Company?
The attorneys at Biren Law Group have considerable experience in handling
all types of insurance disputes and bad faith cases. If you, your business
or your client has a claim for damages against an insurance company that
acted in bad faith or engaged in unfair insurance practices, you need
to hire a firm that has the experience to maximize your damages.
We have already recovered more than half a billion dollars in damages for
Not only that, but we also bring more than three decades of experience
to the table. Get the hard-hitting representation that you need to stand
up to your insurance company by working with the Los Angeles insurance
bad faith attorneys at Biren Law Group. In just one insurance bad faith
case, we were able to secure $12.5 million in damages for our client.
Find out how we can assist you by calling today for a
Types of Insurance Bad Faith Cases
There are an infinite number of ways that insurance companies can breach
the obligation of good faith and fair dealing. Perhaps the most common
breach involves a delay in paying benefits due to a policy holder or not
offering a fair value for the loss. This situation often arises in automobile
accident and homeowner claims. In other cases, insurers will fail to pay
life or disability insurance benefits.
Insurance companies deal unfairly with businesses by failing to pay for
losses, under-evaluating losses, not paying for business interruption,
etc. Other times, insurance companies commit bad faith by failing to defend
their policy holders against claims or not settling those claims within
the policy limits when they have a chance to do so, resulting in the policy
holder's personal assets being placed in jeopardy.
Some examples of bad faith handling of an insurance claim include:
- Improperly denying a valid insurance claim
- Unreasonably delaying payment of a claim
- Failing to offer the fair value of a claim (lowballing the insured)
- Withholding important information about benefits
- Failing to defend a policyholder against a claim
- Refusing or failing to settle a claim within the policy limits
- Committing other wrongdoing when handling a claim
Failing to Settle Within Policy Limits
One form of bad faith is where an insurance company fails to settle a claim
within the policy limits of its insured. Under California law, when an
insurance company commits bad faith in this manner, the policy limits
are "opened." The insurance company becomes obligated to satisfy
any judgment against its insured, without regard to the insurance limits,
if it wrongfully failed to settle within the policy limits.
The Benefits of Hiring a Trial Attorney
Perhaps the most significant difference between Biren Law Group and the
many other firms that are involved in insurance disputes is that we are
trial lawyers. Some parties involved in insurance disputes choose to be
represented by general, business or corporate lawyers. While these lawyers
may be excellent at giving business or tax advice, they are not experts
in presenting insurance bad faith cases at trial.
Many times, non-trial attorneys will settle for less than is due to the
policy holders or fold before trial. If they do go to trial, they may
not be as adept at presenting a case to a jury. Biren Law Group has a
proven record of success in insurance dispute and bad faith cases built
on extraordinarily thorough preparation, combined with use of the best
experts and creative approaches to communicating our client's story
to the jury.
Damages in Bad Faith Insurance Claims
An insurance company that commits bad faith is liable not only for the
contract benefits (the monies due under the insurance contract or compensatory
damages), but also for consequential damages. Insurance companies who
act fraudulently or maliciously may also be held liable for punitive damages. At
Biren Law Group, our attorneys have extensive experience working with clients in bad faith
No Recovery? No Fee.
Another thing that sets Biren Law Group apart from other firms is that
we are willing to represent clients on a contingency fee basis. Often
times, individuals or businesses who have been wronged by their insurance
companies cannot afford expert counsel if they have to pay them on an
hourly basis. Attorneys and CPAs who know how we work have referred many
clients to us. With our help, they obtained significant recoveries. They
could not have afforded to pursue their claims if they had to pay out
Bad Faith Cases We Have Handled
Itella Foods v. Northern Insurance Co: Itella Foods, whose insurance company refused to pay benefits after destroying
100,000 pounds of product, was awarded $435,000 in compensatory damages
and $12 million in punitive damages.
Sarullo v. Transamerica Insurance Co: A businessman, whose insurance company delayed payment of property insurance
benefits so long that zoning changes precluded him from rebuilding his
restaurant, was paid $2.5 million.
Doe-1 v. Roe-1 Insurance Company: Our client filed a bad faith case against his own insurance company after
they failed settling his case, in which he was the defendant, within policy
limits. He was awarded $835,000 for distress.
Contact Biren Law Group Today
If you or your business has suffered a significant financial loss because
your insurance company has not paid benefits that they owe or has otherwise
failed to act fairly and in good faith,
contact the team at Biren Law Group to schedule a free consultation with a Los Angeles injury lawyer. Your
consultation is free. We welcome attorney referrals and pay referral fees.
You can contact us by e-mail or by phone at (310) 896-4345.