Los Angeles dog bites lead to end of coverage by one insurer

Los Angeles dog bites lead to end of coverage by one insurer

Nearly one quarter of all dog bite injury claims come from three types of dog breeds, according to one major insurance carrier. Farmers Group, Inc., says for that very reason it will stop covering dog bites from those breeds under its homeowner insurance plans. There has been an increase in the number of dog bites in California in recent years, meaning an increase in the number of claims paid out by insurers.

The insurer sent notices to homeowners that they will no longer cover bites by pit bull, Rottweiler and wolf hybrid breeds in the state. According to the report, all insurance companies throughout the country paid out $480 million to people that were attacked by dogs.

This move by a major insurer might prompt some homeowners to avoid adopting such aggressive breeds. However, this might have an impact on the victims of such dog attacks, as well. If an owner is unable to pay for medical expenses after an attack, the victim might normally look to the person's insurance company. Without insurance, a victim might be forced to pay for medical expenses out of their own pocket.

An experienced Los Angeles personal injury attorney can help make sure the rights of dog bite victims are protected. When another person can't control their animal, or doesn't have the animal properly contained, an innocent person shouldn't have to suffer. On top of physical pain, dog bites can cause thousands of dollars in medical expenses and lost wages if the person missed work because of their injury.

Source: NBC Los Angeles, "Coverage to End For Bites by Pit Bulls, Rottweilers, Wolf Hybrids," Sharon Bernstein, Feb. 12, 2013

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